Regular Features

Loss Mitigation 101

Many people are still confused about the options available while they have difficulty making their monthly mortgage payments. With all the changes in the current programs and the misinformation floating in the media and the internet, these options have become muddled with the facts.

This article will briefly summarize the four main options. These options generally depend on whether the homeowner is interested in keeping their home or if they are looking to sell the home and move into something more affordable. It is important to understand that a lender may reject any of these options, and they are required to comply with them only in rare circumstances.

Therefore, it is prudent to check with your lender first.

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Microwave ovens have been an integral part of kitchens for decades. You can find them in homes, hospitals, restaurants and hotel rooms. It seems like we can not imagine our lives without microwaves. There has been an ongoing controversy on how good the microwaves are for cooking. According to an estimate around 90 percent of households in Canada and the USA own these appliances.

Do you wonder if microwave ovens pose a danger to your health? People of modern world have become more dependent on microwave ovens for the convenience and the speed, ignoring the fact that there is a growing suspicion that microwaves can cause chemical changes in the food. The food that is heated or cooked in the microwave ovens undergoes intense microwaves inducing chemical alteration and depletion of the minerals, vitamins, and other nutrients present in it, thus, the human body gets little or no benefit, or the human body absorbs altered compounds that cannot be broken down. Let us look at a few facts about microwave ovens and cooking in them.

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Travel - Exploring India

The Indian state of West Bengal is the land of stupendous dimensions – colorful, traditional, modern …. Bengal meets the expectations of every type of tourist. With her varied topography, picturesque valleys, high mountain peaks, cascading rivers, haunting wilderness, she never ceases to surprise the tourists with her kaleidoscopic attractions. Nevertheless, in terms of tourism the state is still a backbencher as compared to other Indian states.

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What is Meditation

Meditation is neither a mental exercise nor a procedure or technique. It is simply an experience. It is an experience that is captured by those who meditate with use of words such as “blissful, peaceful, tranquil, quiet, happy, joyous, feeling of vast openness, relaxing and energizing,” to name just a few. Some even describe it to encompass all of these human experiences simultaneously. Another way to understand it is as the feeling that one gets from a massage after a strenuous day of physical labor. Just as the massage alleviates all the fatigue and tension in one’s muscles, meditation alleviates all the mental and emotional stresses. So, in a way, meditation is for the mind, what massage is for the body. Read More

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